FALSE!

This is one of the biggest myths keeping people from becoming homeowners.

The truth is, many loan programs allow qualified buyers to purchase a home with far less than 20% down.

Depending on your situation, you may qualify for:

Conventional loans with low down payment options

VA loans with 0% down for eligible veterans and active-duty military

FHA loans with flexible down payment requirements

USDA loans for eligible rural areas with no down payment

Every buyer’s situation is unique, which is why it’s so important to talk with a knowledgeable lender before assuming you can’t afford to buy.

You might be much closer to homeownership than you think!

Thinking about buying but not sure where to start?

Let’s have a conversation. I’ll connect you with a trusted local lender who can walk you through your options—no pressure, just good information.

Buying a home starts with knowing the facts.

This Week’s Question

Before buying your first home, what was the biggest myth you believed?

Or…

If you’re thinking about buying, what’s your biggest question? Drop it in the comments—I may feature it in a future Buyer Myth Monday!

Amy Trahan

Associate Broker

Property Manger

Military Relocation Expert

703-785-7461

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